Buying guides
From buying with Shared Ownership to remortgaging, here's everything you need to know about your homebuying journey.
You can view and download our guides below:
- YOUR GUIDE TO SHARED OWNERSHIP Let us walk you through it
- RESERVATION GUIDE Here's what to expect
- AFTER YOU'VE PURCHASED A guide for new home owners
- YOUR GUIDE TO STAIRCASING Ready to buy more shares
- REMORTGAGING AND FURTHER BORROWING Helpful guidance on how to get started
- SELLERS GUIDE Your guide to moving on
YOUR GUIDE TO SHARED OWNERSHIP Let us walk you through it
Tired of renting and struggling to save for a deposit? Shared Ownership could be the answer, with deposits starting from just 5% of the share you’re buying. In this handy guide, we’ll explain what the scheme is, if you’re eligible and how it works, including buying and selling more of your home.
Download Your Guide to Shared Ownership
Check out our new policy documents below relating to buying a Shared Ownership home. Please note these policies come into effect on 1 August 2024.
Download Adverse Credit Policy
RESERVATION GUIDE Here's what to expect
Unsure of what to expect from buying your first home? Or new to Shared Ownership and looking for a breakdown of what happens next? This handy guide sets out the buying process in six simple steps, and even covers what to expect from your Solicitor.
AFTER YOU'VE PURCHASED A guide for new home owners
Once you’re a shared owner, we know you’ll want to start making your home your own. You may also need to make changes to your mortgage, or even let us know about changes to your income. From redecorating to remortgaging, this guide is a great place to start!
YOUR GUIDE TO STAIRCASING Ready to buy more shares
You can buy more shares in your home when you’re ready. We call this staircasing. The more shares you own, the less rent you pay. This handy guide breaks down all the steps and costs involved.
REMORTGAGING AND FURTHER BORROWING Helpful guidance on how to get started
Bought a Shared Ownership home? And looking to remortgage or borrow more? You’ve come to the right place. Find out more in our handy guides.
SELLERS GUIDE Your guide to moving on
In this handy guide, we've broken it down into four simple steps. You'll also find out what happens once you've found a buyer, as well as the role of your Solicitor and Mortgage Lender.
-
YOUR GUIDE TO SHARED OWNERSHIP
Tired of renting and struggling to save for a deposit? Shared Ownership could be the answer, with deposits starting from just 5% of the share you’re buying. In this handy guide, we’ll explain what the scheme is, if you’re eligible and how it works, including buying and selling more of your home.
Download Your Guide to Shared Ownership
Check out our new policy documents below relating to buying a Shared Ownership home. Please note these policies come into effect on 1 August 2024.
Download Adverse Credit Policy
-
RESERVATION GUIDE
Unsure of what to expect from buying your first home? Or new to Shared Ownership and looking for a breakdown of what happens next? This handy guide sets out the buying process in six simple steps, and even covers what to expect from your Solicitor.
-
AFTER YOU'VE PURCHASED
Once you’re a shared owner, we know you’ll want to start making your home your own. You may also need to make changes to your mortgage, or even let us know about changes to your income. From redecorating to remortgaging, this guide is a great place to start!
-
YOUR GUIDE TO STAIRCASING
You can buy more shares in your home when you’re ready. We call this staircasing. The more shares you own, the less rent you pay. This handy guide breaks down all the steps and costs involved.
-
REMORTGAGING AND FURTHER BORROWING
Bought a Shared Ownership home? And looking to remortgage or borrow more? You’ve come to the right place. Find out more in our handy guides.
-
SELLERS GUIDE
In this handy guide, we've broken it down into four simple steps. You'll also find out what happens once you've found a buyer, as well as the role of your Solicitor and Mortgage Lender.
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