Help to Buy: Equity Loan
Are you a first-time buyer struggling to save for a deposit? This government scheme is designed for you. We’ve broken the process down into five simple steps.

This government scheme is designed to help first-time buyers who are struggling to save for a deposit for their first home. The scheme is available on new build homes only, up to a maximum purchase price of £437,600 in the South East of England.
SO, HOW DOES IT WORK?
- Choose your new home from our range of new houses and apartments. Once you’ve found your dream home, you’re ready to pay your reservation fee.
- Speak to an Independent Mortgage Advisor (IMA) who can help you through the prequalification process. If you are eligible for the scheme, you can borrow up to 20% of the purchase price from the government, interest free for the first five years^.
- You’ll need to provide a 5% deposit*, which is based on the full price of your new home. Your deposit combined with the government loan will give you a 25% deposit to get your mortgage.
- Next, get your 75% mortgage from a any lender working with the scheme.
- Congratulations! You now own 100% of your new home.
We are award winning


