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How to apply

Found the home of your dreams but unsure if you're a match for each other?

Shared Ownership is designed for people who can’t afford to buy a home to suit their needs on the open market. Some local authorities also request a ‘local connection’. This means that you must currently live in, near or have a connection with the area the home is located. We highlight on our property pages when a local connection is needed, but if you’re unsure just ask us for more details, we’re happy to help answer any questions.

Shared Ownership criteria:

  • you must be aged 18 or over
  • your annual household income must be less than £80,000 (£90,000 if you're in London)
  • you should be a first-time buyer or if you do already own a home, you must be in the process of selling it.

I've found a Shared Ownership home I like, what's next? 

If you're interested in buying a home with Shared Ownership, you'll need to:

  • register your interest on our website for the property you like 
  • one of our Sales Executives will then be in touch to discuss the next steps. This will include speaking to our nominated Independent Mortgage Advisor for a free assessment and to discuss potential monthly payments and mortgage options 
  • register with a Help to Buy agent in the area you want to live. For our homes this is the Help to Buy Agent for the South 

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