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Terms and Conditions


Abri and Abri Homes are trading names of Abri Group Limited (a Registered Society under the Co-operative and Community Benefit Societies Act 2014, no. 8537 and a charitable registered provider with the Regulator of Social Housing no. L4172) and The Swaythling Housing Society Limited (a Registered Society under the Co-operative and Community Benefit Societies Act 2014 no. 10237R and a registered provider with the Regulator of Social Housing no. L0689). Registered office: Collins House, Bishopstoke Road, Eastleigh, Hampshire SO50 6AD.

Authorised and regulated by the Financial Conduct Authority.

The Swaythling Housing Society Limited provides management services for subsidiaries in the Abri group. Further corporate information is available at abri.co.uk

Abri Homes terms and conditions

Copyright notice

This website and its content is copyright of Abri. All rights reserved.

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:

  • you may print or download to a local hard disk extracts for your personal and non-commercial use only
  • you may copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material.

You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.

Content

Visitors leaving comments accept full responsibility as the publishers of these comments and guarantee to hold the publisher of this blog and the blog host indemnified against any claims whatsoever that may arise as a result of the publication of their comments. The blog publisher reserves the right not to publish a comment, and any comment may be withdrawn at any time without prior warning or justification. By publishing a comment, the visitor agrees to place the comment into the public domain.

Liability

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits, arising out of, or in connection with, the use of this website.

Technical issues

Every effort is made to keep the website up and running smoothly. However, Abri takes no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues beyond our control.

Other websites

This website may contain links to enable you to visit other websites of interest. However, once you have used these links to leave our website you should note that we do not have any control over those external websites. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such websites and such websites are not governed by our Privacy Statement. You should exercise caution and read the Privacy Statement applicable to the website in question.

In addition, if you have linked to this website from a third party website, we cannot be responsible for the privacy policies and practices of the owners or operators of that third party website and recommend that you check the policy of that third party website and contact its owner or operator if you have any concerns or questions.

Buying a home

Shared Ownership

Reservation will be subject to a satisfactory financial assessment. Completion dates are subject to change. Affordability and eligibility criteria apply. All figures are illustrative based upon buying a minimum share. Purchase share values will be determined based upon applicant’s individual financial circumstances, in line with Homes England guidelines. Applicants will be referred to a nominated mortgage advisor for a financial assessment and will be expected to maximise the percentage of share they purchase.

Terms and conditions apply, all purchases are subject to affordability and eligibility, and only available on selected developments and properties in England only. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP ON YOUR MORTGAGE.

Help to Buy: Equity Loan

Help to Buy: Equity Loan (2021-23), England. Help to Buy is available subject to eligibility, terms and conditions. First-time homebuyers who meet affordability and lending terms can borrow an equity loan of up to 20% (40% in London) of the sale price of a new build home.

How much you can spend on your home will depend on which region it is in. North East £186,100; North West 224,400; Yorkshire and the Humber £228,100; East Midlands £261,900; West Midlands £255,600; East of England £407,400; London £600,000; South East £437,600; South West £349,000. You must fund at least 80% (60% in London) of the sale price with a mortgage and at least a 5% deposit. Pay no interest on the loan for the first 5 years. Interest fees start at 1.75% and rise each year in April by the Consumer Prices Index (CPI) plus 2%.

You pay a monthly management fee of £1 for the life of the loan. Homes England, the lender, secures the equity loan as a second charge on your Help to Buy home. You must repay the equity loan when you sell the home or pay off your mortgage.

You can repay all or part (10% to 30%) of the loan any time before then. An independent financial adviser and a solicitor may be able to help you decide if Help to Buy is right for you. Your home may be repossessed if you do not keep up repayments on your mortgage, equity loan or other loans secured against it. For more information, visit helptobuy.gov.uk/equity-loan.

Terms and conditions apply, this offer is subject to affordability and eligibility, and only available on selected developments and properties in England only. It is not offered with any other promotion. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP ON YOUR MORTGAGE.

Prize draws, competitions and incentives

1. The promoter is Abri Group Limited (trading as Abri or Abri Homes.) a Registered Society under the Co-operative and Community Benefit Societies Act 2014, no. 8537 and a charitable registered provider with the Regulator of Social Housing no. L4172) and The Swaythling Housing Society Limited (a Registered Society under the Co-operative and Community Benefit Societies Act 2014 no. 10237R and a registered provider with the Regulator of Social Housing no. L0689). Registered office: Collins House, Bishopstoke Road, Eastleigh, Hampshire SO50 6AD. Authorised and regulated by the Financial Conduct Authority. 

2. All participants must be over the age of 18 years. Winners may be requested to provide proof of ID and ID must be in the name of the person who has entered the offer/promotion.

3. Employees of Abri or their family members or anyone else connected in any way with the administration or setting up of Abri offers or promotions shall not be permitted to enter.

4. The offer/promotional event is free to enter and no purchase is necessary.

5. By participating in Abri offers/promotions, the participant is indicating his/her agreement to be bound by these terms and conditions. The entry instructions form part of the terms and conditions.

6. No personal information gathered from these offers/promotions will be passed on to any third party. For more information about how Abri protects your privacy see abri.co.uk/data-protection.

7. The winners will be notified by post, email, phone or social media within 28 days of the closing date.

8. Winners must accept prizes within 28 days of notification. If the participant cannot be contacted or does not provide a postal or email address to which the prize can be sent within seven days of notification, Abri reserves the right to withdraw the prize. If winners are unable to take the prize for whatever reason, a redraw will take place.

9. The surname, social media handle and county of prize winners and their winning entries may be published and winners may be asked to take part in publicity resulting from these offers/promotions with no recompense. Prize winners must notify Abri if they object to their information being published.

10. The prize is not transferable and subject to availability. Abri reserves the right to substitute the prize with another of equivalent or greater value without giving notice. No part or parts of the prizes may be substituted for other benefits.

11. No responsibility can be accepted for entries/applications not received for whatever reason.

12. Abri reserves the right to cancel, amend, withdraw, terminate or temporarily suspend the offer/promotion without notice in the event of any unforeseen circumstances or technical reason outside its reasonable control.

13. Where there is any inconsistency between these General Terms and Conditions and any Special Terms for a particular offer/promotion, the Special Terms will override the General Terms.

14. Abri’s decision in respect of all matters to do with the offer/promotion will be final and no correspondence will be entered into.

15. This offer/promotion and terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England.

16. Any tax liability as a result of entry is the participant’s own.

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