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Buying guides

From buying with Shared Ownership to remortgaging, here's everything you need to know about your homebuying journey.

You can view and download our guides below:

YOUR GUIDE TO SHARED OWNERSHIP Let us walk you through it

Tired of renting and struggling to save for a deposit? Shared Ownership could be the answer, with deposits starting from just 5% of the share you’re buying. In this handy guide, we’ll explain what the scheme is, if you’re eligible and how it works, including buying and selling more of your home.

Download Your Guide to Shared Ownership

Check out our new policy documents below relating to buying a Shared Ownership home. Please note these policies come into effect on 1 August 2024.

Download Adverse Credit Policy

Download Cash Buyer Policy

Download First Come, First Served Policy

Download Surplus Income Policy

RESERVATION GUIDE Here's what to expect

Unsure of what to expect from buying your first home? Or new to Shared Ownership and looking for a breakdown of what happens next? This handy guide sets out the buying process in six simple steps, and even covers what to expect from your Solicitor.

Download guide

AFTER YOU'VE PURCHASED A guide for new home owners

Once you’re a shared owner, we know you’ll want to start making your home your own. You may also need to make changes to your mortgage, or even let us know about changes to your income. From redecorating to remortgaging, this guide is a great place to start!

Download guide

YOUR GUIDE TO STAIRCASING Ready to buy more shares

You can buy more shares in your home when you’re ready. We call this staircasing. The more shares you own, the less rent you pay. This handy guide breaks down all the steps and costs involved.

Download guide

Download 1% staircasing guide

Download application form

REMORTGAGING AND FURTHER BORROWING Helpful guidance on how to get started

Bought a Shared Ownership home? And looking to remortgage or borrow more? You’ve come to the right place. Find out more in our handy guides.

Download guide

SELLERS GUIDE Your guide to moving on

In this handy guide, we've broken it down into four simple steps. You'll also find out what happens once you've found a buyer, as well as the role of your Solicitor and Mortgage Lender.

Download guide

Solicitors specialising in Shared Ownersip

  • YOUR GUIDE TO SHARED OWNERSHIP

    Tired of renting and struggling to save for a deposit? Shared Ownership could be the answer, with deposits starting from just 5% of the share you’re buying. In this handy guide, we’ll explain what the scheme is, if you’re eligible and how it works, including buying and selling more of your home.

    Download Your Guide to Shared Ownership

    Check out our new policy documents below relating to buying a Shared Ownership home. Please note these policies come into effect on 1 August 2024.

    Download Adverse Credit Policy

    Download Cash Buyer Policy

    Download First Come, First Served Policy

    Download Surplus Income Policy

  • RESERVATION GUIDE

    Unsure of what to expect from buying your first home? Or new to Shared Ownership and looking for a breakdown of what happens next? This handy guide sets out the buying process in six simple steps, and even covers what to expect from your Solicitor.

    Download guide

  • AFTER YOU'VE PURCHASED

    Once you’re a shared owner, we know you’ll want to start making your home your own. You may also need to make changes to your mortgage, or even let us know about changes to your income. From redecorating to remortgaging, this guide is a great place to start!

    Download guide

  • YOUR GUIDE TO STAIRCASING

    You can buy more shares in your home when you’re ready. We call this staircasing. The more shares you own, the less rent you pay. This handy guide breaks down all the steps and costs involved.

    Download guide

    Download 1% staircasing guide

    Download application form

  • REMORTGAGING AND FURTHER BORROWING

    Bought a Shared Ownership home? And looking to remortgage or borrow more? You’ve come to the right place. Find out more in our handy guides.

    Download guide

  • SELLERS GUIDE

    In this handy guide, we've broken it down into four simple steps. You'll also find out what happens once you've found a buyer, as well as the role of your Solicitor and Mortgage Lender.

    Download guide

    Solicitors specialising in Shared Ownersip

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